Real-Time Ledger & Analytics
Sub-account tracking, automated reconciliation, and immediate reporting across personal checking and business money market accounts.
CConfidentialBank & Trust, N.A.
Member FDIC • Equal Housing Lender
Private banking clarity, for everyday balances.
Move money via Fedwire and ACH, manage commercial cards, and monitor accounts with enterprise-grade security controls.
$250,000
FDIC Deposit Insurance
Same-Day
ACH & Wire Settlement
256-Bit
AES Bank Encryption
Corporate & Commercial Banking
Engineered for financial accuracy
Built to US banking standards with real-time auditability and GAAP-compliant reporting.
Visa® Commercial Card Controls
Issue physical and virtual business debit cards, enforce merchant category code (MCC) blocks, and adjust spending limits in real time.
Server-Enforced Audits
Restricted or frozen accounts cannot process outgoing wires or transfers. Blocked attempts are immediately flagged in audit logs.
Wealth Management & Treasury
Seamless financial management for families & enterprise teams
Managing liquidity requires zero friction. Confidential Bank provides automated ACH transfers, dual-custody authorization for corporate accounts, and official e-statements.
- No monthly maintenance fees on qualifying deposit accounts
- Automated recurring bill pay, corporate payroll, and scheduled transfers
- Export official bank statements directly to QuickBooks, Xero, or PDF
Institutional Security
Bank securely from anywhere in the world
Whether reviewing personal budgets from home or initiating high-value domestic wires, our multi-factor authentication protects your capital across every channel.
Passkeys & Hardware 2FA
FIDO2 WebAuthn and hardware security key support.
US Regulated
Supervised by the Federal Reserve & OCC.
